SIP Calculator — Mutual Fund Returns Estimator
Calculate SIP maturity amount, wealth gained, and year-by-year growth.
Read the complete guideMaturity Value
₹23,23,391After 10 years of ₹10,000/month SIP
| Total Invested | ₹12,00,000 |
| Wealth Gained | ₹11,23,391 |
| Maturity Value | ₹23,23,391 |
Year-wise Growth (10 years)
| Year | Invested | Value | Gains |
|---|---|---|---|
| 1 | ₹1,20,000 | ₹1,28,093 | ₹8,093 |
| 2 | ₹2,40,000 | ₹2,72,432 | ₹32,432 |
| 3 | ₹3,60,000 | ₹4,35,076 | ₹75,076 |
| 4 | ₹4,80,000 | ₹6,18,348 | ₹1,38,348 |
| 5 | ₹6,00,000 | ₹8,24,864 | ₹2,24,864 |
| 6 | ₹7,20,000 | ₹10,57,570 | ₹3,37,570 |
| 7 | ₹8,40,000 | ₹13,19,790 | ₹4,79,790 |
| 8 | ₹9,60,000 | ₹16,15,266 | ₹6,55,266 |
| 9 | ₹10,80,000 | ₹19,48,215 | ₹8,68,215 |
| 10 | ₹12,00,000 | ₹23,23,391 | ₹11,23,391 |
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New regime slabs, old regime deductions, PT by state — one page, print-ready.
How to Use SIP Calculator
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Enter monthly SIP amount
The amount you invest every month (e.g., Rs 5,000).
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Enter expected annual return
Historical equity mutual fund returns are 12-15% p.a.
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Enter investment period
Number of years you plan to invest.
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View maturity value
See total invested, wealth gained, and maturity amount with year-by-year breakdown.
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Frequently Asked Questions
What is a good monthly SIP amount?
There is no minimum — you can start a SIP with as little as Rs 500/month. Financial advisors typically recommend investing at least 20-30% of your take-home salary. Use our CTC calculator to find your take-home, then plan your SIP accordingly.
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