SIP Calculator — Mutual Fund Returns Estimator
Calculate SIP maturity amount, wealth gained, and year-by-year growth.
Read the complete guide →Maturity Value
₹23,23,391
After 10 years of ₹10,000/month SIP
| Total Invested | ₹12,00,000 |
| Wealth Gained | ₹11,23,391 |
| Maturity Value | ₹23,23,391 |
Year-wise Growth (10 years)
| Year | Invested | Value | Gains |
|---|---|---|---|
| 1 | ₹1,20,000 | ₹1,28,093 | ₹8,093 |
| 2 | ₹2,40,000 | ₹2,72,432 | ₹32,432 |
| 3 | ₹3,60,000 | ₹4,35,076 | ₹75,076 |
| 4 | ₹4,80,000 | ₹6,18,348 | ₹1,38,348 |
| 5 | ₹6,00,000 | ₹8,24,864 | ₹2,24,864 |
| 6 | ₹7,20,000 | ₹10,57,570 | ₹3,37,570 |
| 7 | ₹8,40,000 | ₹13,19,790 | ₹4,79,790 |
| 8 | ₹9,60,000 | ₹16,15,266 | ₹6,55,266 |
| 9 | ₹10,80,000 | ₹19,48,215 | ₹8,68,215 |
| 10 | ₹12,00,000 | ₹23,23,391 | ₹11,23,391 |
Free: Indian Salary Tax Cheatsheet 2026-27
New regime slabs, old regime deductions, PT by state — one page, print-ready.
How to Use SIP Calculator
- Enter monthly SIP amount — The amount you invest every month (e.g., Rs 5,000).
- Enter expected annual return — Historical equity mutual fund returns are 12-15% p.a.
- Enter investment period — Number of years you plan to invest.
- View maturity value — See total invested, wealth gained, and maturity amount with year-by-year breakdown.
Related Tools
EMI Calculator
Calculate monthly EMI, total interest, and amortization schedule for any loan.
CTC Salary Calculator
Calculate your exact take-home salary from CTC with state-wise professional tax, HRA exemption, and new vs old tax regime comparison.
Tax Regime Comparison
Compare tax liability under both regimes with your exact income and deductions.
Professional Tax Calculator
Calculate professional tax for any Indian state based on your monthly salary.
HRA Calculator
Calculate your HRA tax exemption under Section 10(13A) with metro/non-metro rules.
Frequently Asked Questions — SIP Calculator
What is a good monthly SIP amount?
There is no minimum — you can start a SIP with as little as Rs 500/month. Financial advisors typically recommend investing at least 20-30% of your take-home salary. Use our CTC calculator to find your take-home, then plan your SIP accordingly.
PushDraft Weekly
Get weekly salary tips, tax updates, and new tools. Free, no spam, unsubscribe anytime.