Finance Tools for Indian Professionals
Accurate salary, tax, and investment calculators updated for the Union Budget 2025 and the new Income Tax Act 2025 (FY 2026-27). Everything runs in your browser — we never see your numbers.
All Finance Tools
CTC Salary Calculator
Calculate your exact take-home salary from CTC with state-wise professional tax, HRA exemption, and new vs old tax regime comparison.
Professional Tax Calculator
Calculate professional tax for any Indian state based on your monthly salary.
HRA Calculator
Calculate your HRA tax exemption under Section 10(13A) with metro/non-metro rules.
Tax Regime Comparison
Compare tax liability under both regimes with your exact income and deductions.
Gratuity Calculator
Calculate gratuity amount based on last drawn salary and years of service.
Compare Job Offers
Compare up to 3 job offers with complete salary breakdown to make the right choice.
EMI Calculator
Calculate monthly EMI, total interest, and amortization schedule for any loan.
SIP Calculator
Calculate SIP maturity amount, wealth gained, and year-by-year growth.
Compound Interest Calculator
Calculate compound interest with monthly, quarterly, half-yearly, or annual compounding.
Age Calculator
Calculate exact age in years, months, days, hours, and minutes from any date.
Percentage Calculator
Calculate percentages, percentage of, percentage change, and tip amounts.
Sukanya Samriddhi Yojana Calculator
Calculate your SSY maturity amount, interest earned, and year-by-year growth. Updated for 8.2% interest rate (Q1 FY 2026-27).
RD Calculator
Calculate RD maturity amount with quarterly compounding. Find total interest earned on your monthly deposits.
Step Up SIP Calculator
Calculate how much more wealth you build by increasing your SIP amount every year. Compare step-up SIP vs flat SIP side by side.
GST Calculator
Calculate GST amount with CGST/SGST/IGST breakup for any rate. Inclusive and exclusive modes.
Salary Hike Calculator
Enter current salary and hike percentage to see new CTC, absolute increase, and monthly difference.
TDS Calculator
Calculate TDS on salary, FD interest, rent, professional fees, and lottery winnings.
Loan vs SIP Calculator
Compare prepaying a loan vs investing in a SIP with the same amount. See which option builds more wealth.
Salary to Hourly Converter
Convert between annual, monthly, daily, and hourly salary rates instantly.
Tip Calculator
Calculate tip amount, split between people, and round to the nearest convenient number.
BMI Calculator
Calculate Body Mass Index with WHO and Asian/Indian classification cutoffs.
Number to Words Converter
Convert any number to words in Indian (lakh, crore) and international (million, billion) systems.
FD Calculator
Calculate FD maturity amount and interest earned with quarterly, monthly, or annual compounding.
PPF Calculator
Calculate PPF maturity amount, interest earned, and year-by-year growth for 15+ year tenure.
Income Tax Calculator
Calculate income tax under new and old regime with slab-wise breakup, cess, and surcharge.
NPS Calculator
Estimate NPS corpus at retirement, lump sum, annuity amount, and monthly pension.
Rent Receipt Generator
Generate printable rent receipts for HRA claims. Fill details, print or save as PDF.
Capital Gains Tax Calculator
Calculate STCG and LTCG tax on stocks, real estate, mutual funds, and gold with post-Budget 2024 rates.
EPF Calculator
Calculate your EPF corpus at retirement with 8.25% interest rate (FY 2025-26, EPFO confirmed).
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Built for FY 2026-27
India's tax landscape changed in April 2026 with the new Income Tax Act 2025. Our tools apply the latest new regime slabs — 0% up to ₹4L, 5% from ₹4L–8L, 10% from ₹8L–12L, 15% from ₹12L–16L, 20% from ₹16L–20L, 25% from ₹20L–24L, 30% above ₹24L — along with the ₹75,000 standard deduction and the Section 87A rebate of up to ₹60,000 that makes income up to ₹12,75,000 effectively tax-free.
Critically, our CTC Salary Calculator implements Section 87A marginal relief — a correction that prevents the ₹12L tax cliff where income of ₹12,00,001 would otherwise jump from zero tax to ₹62,400 in tax. Many competing calculators miss this. If your income sits between ₹12L and ₹12.75L, they will show you tax numbers that are off by tens of thousands of rupees.
What makes our finance tools different
- State-wise professional tax. All 28 states and 8 Union Territories, including special rules like Maharashtra's ₹300 February PT and Karnataka's ₹15,000 threshold. No guessing.
- New and old regime side by side. Our Tax Regime Comparison calculates your exact tax under both regimes using your deductions — not a generic rule of thumb.
- HRA exemption under Section 10(13A). Computes the minimum of (actual HRA, 50% or 40% of basic, rent − 10% of basic). See our HRA exemption guide.
- EPF, ESI, and gratuity projections. Auto-detects ESI eligibility at ₹21,000/month gross and applies EPF at 12% on the ₹15,000 wage ceiling.
- No data leaves your browser. Every calculation runs client-side. Your salary is yours.
Quick links
- Starting a new job? Use the CTC Calculator to see your exact take-home before accepting the offer.
- Comparing multiple offers? Compare Job Offers runs the full tax calculation on each.
- Planning a home loan? EMI Calculator with full amortization schedule — see our EMI guide.
- Building retirement corpus? SIP Calculator with step-up support — read the SIP guide.
- Leaving a job after 5+ years? Gratuity Calculator applies the 15/26 formula and the ₹20L cap.
Why trust our numbers
Our tax engine is open-source, unit-tested, and documented with every constant traceable to the Income Tax Act or the relevant state notification. We verify each FY after the Union Budget. If you spot a discrepancy, we fix it within 24 hours.