PPF Calculator India — Public Provident Fund Returns
Calculate PPF maturity amount, interest earned, and year-by-year growth for 15+ year tenure.
Max ₹1,50,000/year · Min ₹500/year
Current rate: 7.1% p.a. (Q1 FY 2026-27) [VERIFY quarterly]
Maturity Amount
₹40,68,208
After 15 years at 7.1% p.a.
| Total Invested | ₹22,50,000 |
| Interest Earned | ₹18,18,208 |
| Maturity Amount | ₹40,68,208 |
Year-by-Year Balance (15 years)
| Year | Deposit | Interest | Balance |
|---|---|---|---|
| 1 | ₹1,50,000 | ₹10,650 | ₹1,60,650 |
| 2 | ₹1,50,000 | ₹22,056 | ₹3,32,706 |
| 3 | ₹1,50,000 | ₹34,272 | ₹5,16,978 |
| 4 | ₹1,50,000 | ₹47,355 | ₹7,14,333 |
| 5 | ₹1,50,000 | ₹61,368 | ₹9,25,701 |
| 6 | ₹1,50,000 | ₹76,375 | ₹11,52,076 |
| 7 | ₹1,50,000 | ₹92,447 | ₹13,94,523 |
| 8 | ₹1,50,000 | ₹1,09,661 | ₹16,54,184 |
| 9 | ₹1,50,000 | ₹1,28,097 | ₹19,32,281 |
| 10 | ₹1,50,000 | ₹1,47,842 | ₹22,30,123 |
| 11 | ₹1,50,000 | ₹1,68,989 | ₹25,49,112 |
| 12 | ₹1,50,000 | ₹1,91,637 | ₹28,90,749 |
| 13 | ₹1,50,000 | ₹2,15,893 | ₹32,56,642 |
| 14 | ₹1,50,000 | ₹2,41,872 | ₹36,48,514 |
| 15 | ₹1,50,000 | ₹2,69,694 | ₹40,68,208 |
Free: Indian Salary Tax Cheatsheet 2026-27
New regime slabs, old regime deductions, PT by state — one page, print-ready.
How to Use PPF Calculator
- Enter annual deposit — Minimum Rs 500, maximum Rs 1,50,000 per year.
- Set PPF rate — Current rate: 7.1%. Government revises quarterly.
- See maturity — View total invested, interest earned, and year-by-year balance.
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Frequently Asked Questions — PPF Calculator
What is the PPF interest rate in 2026?
The PPF interest rate for Q1 FY 2026-27 (April-June 2026) is 7.1% per annum, compounded annually. This rate is set by the government every quarter and has been 7.1% since January 2023. [VERIFY quarterly]
Can I withdraw PPF before 15 years?
Partial withdrawal is allowed from the 7th year onwards (up to 50% of balance at end of 4th year). Full premature closure is only allowed after 5 years for specific reasons (serious illness, higher education). The interest rate on premature closure is reduced by 1%.
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