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Updated FY 2026-27

TDS Calculator India — Tax Deducted at Source

Calculate TDS on salary, FD interest, rent, professional fees, and lottery winnings.

Applicable SectionSection 192
TDS Rate10%

TDS Amount to be Deducted

₹50,000

10% under Section 192

Gross Amount₹5,00,000
TDS @ 10% (Section 192)₹50,000
Net Receivable₹4,50,000

Note: Simplified at 10%. Use CTC Calculator for exact rate based on your tax slab.

TDS is deducted by the payer and credited against your tax liability. Claim it while filing ITR.

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How to Use TDS Calculator

  1. Select income type — Choose from salary, FD interest, rent, professional fees, or lottery.
  2. Enter annual amount — The income amount before TDS deduction.
  3. See TDS breakup — View applicable section, rate, threshold, and TDS amount.

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Frequently Asked Questions — TDS Calculator

When is TDS not deducted?

TDS is not deducted when income is below the threshold for that section. For FD interest, no TDS if total interest is below ₹40,000/year (₹50,000 for senior citizens). You can also submit Form 15G/15H to your bank if your total income is below the taxable limit.

Can I get TDS refund?

Yes. If TDS deducted exceeds your actual tax liability for the year, you can claim a refund by filing your ITR. The excess is refunded to your bank account, usually within 4-6 weeks of ITR processing.

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