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Updated FY 2026-27 Client-side only

TDS Calculator India — Tax Deducted at Source

Calculate TDS on salary, FD interest, rent, professional fees, and lottery winnings.

Applicable SectionSection 192
TDS Rate10%

TDS Amount to be Deducted

₹50,000

10% under Section 192

Gross Amount₹5,00,000
TDS @ 10% (Section 192)₹50,000
Net Receivable₹4,50,000

Note: Simplified at 10%. Use CTC Calculator for exact rate based on your tax slab.

TDS is deducted by the payer and credited against your tax liability. Claim it while filing ITR.

Note on section numbers: Under the new Income Tax Act 2025 (effective April 1, 2026), TDS sections are consolidated and renumbered (e.g., Section 194J → Section 392/393). Old section numbers are shown here for familiarity. The applicable rates and thresholds remain the same.

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How to Use TDS Calculator

  1. Select income type

    Choose from salary, FD interest, rent, professional fees, or lottery.

  2. Enter annual amount

    The income amount before TDS deduction.

  3. See TDS breakup

    View applicable section, rate, threshold, and TDS amount.

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Frequently Asked Questions

When is TDS not deducted?

TDS is not deducted when income is below the threshold for that section. For FD interest, no TDS if total interest is below ₹40,000/year (₹50,000 for senior citizens). You can also submit Form 15G/15H to your bank if your total income is below the taxable limit.

Can I get TDS refund?

Yes. If TDS deducted exceeds your actual tax liability for the year, you can claim a refund by filing your ITR. The excess is refunded to your bank account, usually within 4-6 weeks of ITR processing.

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