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Updated FY 2026-27 Client-side only

Capital Gains Tax Calculator India 2024-25 / 2025-26

Calculate STCG and LTCG tax on stocks, real estate, mutual funds, and gold with post-Budget 2024 rates.

LTCG threshold for this asset: 12 months

STCG Rate20%
LTCG Rate12.5%
LTCG Annual Exemption₹1,25,000

Tax on LTCG (LTCG @ 12.5%)

₹0

Held 18 months (qualifies as LTCG)

Sale Price₹1,50,000
Purchase Price− ₹1,00,000
Capital Gain₹50,000
LTCG Exemption (₹1,25,000)− ₹50,000
Taxable Gain₹0
Tax (12.5%)₹0

Note: STCG @ 20%, LTCG @ 12.5% (exemption ₹1,25,000/year). Budget 2024, effective July 23, 2024.

+ 4% Health & Education cess applies on tax amount. Surcharge may apply for high incomes. Consult a CA for your exact liability.
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Free: Indian Salary Tax Cheatsheet 2026-27

New regime slabs, old regime deductions, PT by state — one page, print-ready.

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How to Use Capital Gains Tax Calculator

  1. Select asset type

    Listed equity, real estate, unlisted shares, debt MF, or gold.

  2. Enter purchase and sale prices

    Cost of acquisition and sale consideration.

  3. Enter holding period

    Number of months you held the asset.

  4. See tax breakdown

    STCG or LTCG classification, applicable rate, exemption, and tax amount.

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Frequently Asked Questions

What is the LTCG tax rate after Budget 2024?

From July 23, 2024: Listed equity LTCG is 12.5% (up from 10%). Real estate and other assets LTCG is 12.5% without indexation (previously 20% with indexation). LTCG exemption for listed equity is ₹1,25,000/year (up from ₹1,00,000).

What is the STCG rate for stocks after Budget 2024?

STCG on listed equity (STT paid) is 20% from July 23, 2024 (increased from 15%). STCG on other assets is taxed at your income slab rate.

What is the holding period for LTCG on real estate?

Budget 2024 reduced the LTCG holding period for real estate and unlisted shares from 36 months to 24 months. Listed equity remains 12 months.

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